Welcome to the future of Saving with SqSave

MONEYBOX

Prevailing Period : 1st September 2025 - 30th September 2025

Invests in cash & fixed income, using our investment expertise & quantitative tools

Low Risk Portfolio

3% p.a.

Returns that beat your traditional fixed deposits and bank interest rates.

For S$50K, your Returns are

1 Day	S$ 4.10
1 Week	S$ 28.76
1 Month	S$ 123.28

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Disclaimer for Projected Returns:
Note: The projected returns in the illustration above are based on a S$50k balance earning 3% p.a. return. These returns are rounded for presentation purposes. This 3% p.a. Prevailing Rate is valid during the Prevailing Period and is subjected to terms and conditions. Please note that these returns are not guaranteed and the principal sum is exposed to market risks.

Past performance or forecasts are not indicative of future results. Read our terms and conditions and FAQs before opening an account.

MoneyBox Promotion 4

Get 3.5% p.a.
on monies deposited!
Promo period: 1 Jul 2025 to 31 Jul 2025

Details

Important Note: MoneyBox returns may fluctuate up or down, based in part on the performance of the underlying funds. Past returns are not necessarily representative of future or likely performance. This performance, in turn, is dependent on Singapore’s economic health as well as the 12-month trajectory of global interest rates. When applicable, we may review and re-optimise the MoneyBox portfolio allocation (including the selection of underlying funds within) to attempt to maintain the highest possible return within a given economic environment.

¹ Return is net of underlying management fee and other fees charged by the underlying Funds issuer.
Annual Return Formula: (((0.695 x (Latest Fund Price 1 / Year Ago Fund Price 1) – 1) + (0.295 x (Latest Fund Price 2 / Year Ago Fund Price 2) – 1)) x 100)
² MoneyBox Fact Sheet

See Full Promotion T&Cs

Disclosure Regarding Moneybox Promotion Top-up Entitlements:

Moneybox Promotion 4:
Top-up Entitlement Formula = Deposit * 1.035^(D/365) - NAV

Where:
Deposit = SGD MoneyBox deposit amount;
D = number of days from the Investment Start Date until 31 July 2025;
NAV = actual SGD net asset value of MoneyBox portfolio calculated using underlying asset prices for 31 July 2025.

Note: Investment Start Date refers to the day the underlying buy trades are placed with the related Fund House (i.e. first day the MoneyBox Deposit is submitted for processing by SqSave). Where multiple deposits are made into a MoneyBox Portfolio, we will calculate the top-up amount entitled for each Deposit separately.

MoneyBox FAQs

What is SqSave MoneyBox?

It’s where your idle cash stops being lazy.

Think of MoneyBox as your smarter (and better-paying) alternative to bank savings.

For the Prevailing Period: 1 – 30 September 2025, park your funds here and enjoy our Prevailing Rate: 3.00% p.a. This rate may be adjusted monthly.

No strings attached, no lock-ins, no catch, no fees.

Whether you’re investing for the first time or parking short-term funds, MoneyBox gives you what banks won’t: real returns with real flexibility.

Start with as little as S$1, withdraw anytime, and watch your returns grow without worrying about fees. It’s investing made simple — powered by AI, backed by our MAS license.

What does SqSave MoneyBox cost?

SqSave does not charge any subscription fees, hidden charges, or penalties for withdrawal. You keep 100% of the Prevailing Rate.

It’s simple, transparent investing without the fine print.

SqSave only takes a fee from any returns above the Prevailing Rate that we’ve promised for your MoneyBox portfolio. This means we only earn when your portfolio does better than the rate we commit to. If the returns fall short, we cover the difference — so you still get the Prevailing Rate, and we bear the risk. This helps us keep the service going while continuing to deliver value to you.

Is the MoneyBox Prevailing rate Guaranteed?

While no investment is ever truly “guaranteed,” we’ve structured MoneyBox to give you a peace of mind.

If the underlying funds underperforms the 3.00% p.a. target (Prevailing Rate) during the Prevailing Period, we’ll top up the difference — so you will still enjoy the full 3% p.a. return.

That said, PIVOT reserves the right to amend the Prevailing Rate in the event of market volatility, over-subscription, or operational constraints without prior notice. If that happens, we’ll update you via email and on our website.

Is there a minimum or maximum amount required to participate in MoneyBox?

Just S$1 to get started — that’s all it takes. There’s no minimum to enjoy the benefits, and no maximum cap.

See more MoneyBox FAQs here