GlobalSave · AI-managed global portfolios

Global portfolios that outperformed the robo-advisors.

Globally diversified portfolios, designed and rebalanced by SqSave AI for your risk level, 24/7.
Global robo-advisor leaderboard*
3-year cumulative return, Jan 2023 – Dec 2025 · 25 portfolios
#1SqSave Balanced63.92%
#2SqSave Very Aggressive62.92%
#3SqSave Aggressive58.20%
#4SoFi52.98%
#5SqSave Growth51.09%
#12Vanguard Personal Advisor47.22%
#17Betterment45.04%
See the full leaderboard
*Leaderboard: Condor Capital Q1 2026 Robo Report (US robos, USD); SqSave reference portfolios, Pivot Fintech verified NAV, Aug 2026 (SGD). Returns not adjusted for FX. Past performance is not indicative of future results.
3 years · 25 portfolios · 1 leaderboard

See how we stacked up against America’s top robo-advisors.

Read the full report
  • #1, #2 and #3 globally*
  • 4 of the top 5 positions*
  • Ahead in every risk band in 2025*
*3-year cumulative return, Jan 2023 – Dec 2025 · 25 portfolios. Leaderboard: Condor Capital Q1 2026 Robo Report (US robos, USD); SqSave reference portfolios, Pivot Fintech verified NAV, Aug 2026 (SGD). Returns not adjusted for FX. Past performance is not indicative of future results.
How we did it

Meet F.A.M.E., the engine behind every portfolio.

Our Factor Analytics Machine-Learning Engine works differently from typical robo-advisors. Here’s what that means for your money.
01

Looks at the short and long view

Studies market data over three months, six months and ten years, and combines several machine-learning models to judge where markets are likely heading.

02

Backs what works, cuts what’s risky

Most robos use fixed formulas. F.A.M.E. updates daily, leaning into investments showing strength and pulling back from those turning volatile.

03

Protects your downside first

As risk builds up, it shifts towards safer assets like US Treasuries and defensive investments. Fall less, and there’s less to climb back.

04

Diversifies beyond 60/40

Global shares (large, small, value, growth), bonds of different types and lengths, and alternatives, with the mix always adjusting.

Pick your risk. We’ll do the rest.

Five portfolios, one AI engine. Annualised returns, 30 Sep 2023 – 30 Sep 2026, net of fees.

Conservative

Protect first, grow steadily.

13.83%

Balanced

40% equity

Growth without the roller coaster.

17.72%

Growth

60% equity

For steady long-term builders.

15.34%

Aggressive

80% equity

For long horizons and bigger swings.

17.58%

Very Aggressive

90% equity

Maximum growth potential.

17.97%

Past performance is not necessarily indicative of future results. Above record is 3 Year cumulative and annualised returns from 30 September 2023 - 30 September 2026; net of fees.

SqSave uses AI to design and manage diversified investment portfolios for each investor. Because SqSave is not an investment fund, there is no single return measure. Instead, every SqSave investor has his/her own investment performance as each investor is managed separately by our SqSave AI. As investors can withdraw and top-up any time, investment returns will be affected by individual investor decisions. Hence, SqSave uses reference portfolios which are actual portfolios managed on an ongoing basis, without any interference with withdrawals or top-ups, to measure investment performance. Past performance is not necessarily indicative of future results.

Your portfolio is waiting.

  1. 1Discover your risk profile
  2. 2Fund your portfolio
  3. 3Let your money work 24/7
0.5% p.a. management fee · 10% performance fee only on net portfolio’s new high · No lock-in