SqSave's 2023 YTD Returns Continue to Outshine Benchmarks & the Competition

7 November 2023

Global equities continued their rollercoaster ride In October, buffeted by elevated US Treasury bond yields, geopolitical tensions, and a mixed corporate reporting season. Outperformance from gold reflected the growing weight of geopolitical uncertainties on markets, most recently spurred by the dramatic Middle East conflict in Gaza. Notwithstanding, SqSave’s reference portfolios have weathered the storm respectably, versus many comparable peer portfolios and all its benchmarks. This is well reflected in the below latest performance table.

SqSave Reference Portfolios Returns Summary (SGD terms as at 31 October 2023)*

*Inclusive of ETF expense ratios and net of SqSave management fees. SqSave uses AI to design and manage diversified investment portfolios for each investor. Because SqSave is not an investment fund, there is no single return measure. Instead, every SqSave investor has his/her own investment performance as each investor is managed separately by our SqSave AI. As investors can withdraw and top-up any time, investment returns will be affected by individual investor decisions. Hence, SqSave uses reference portfolios which are actual portfolios managed on an ongoing basis, without any interference with withdrawals or top-ups, to measure investment performance. ** Performance numbers for competitors are estimates. Abbreviations: BMK: Benchmark; Ret: Return, T2Y: Annualized Time Weighted Return

Key Takeaways:

1. SqSave's portfolios have consistently outshined our benchmarks and competitors this year. This ongoing success speaks volumes about the robustness of our strategies and our team's proficiency.
2. Trailing One Year (T1Y): Our lower-risk portfolios have surpassed both benchmarks and competitors, whereas our higher-risk portfolios, despite challenges, have generally held their own in the larger context.
3. Trailing Two Year (T2Y): A significant portion of SqSave's benchmark portfolios either aligned with or exceeded their benchmarks.

Embark on Your Financial Journey with SqSave

If you're yet to explore the potential with SqSave, the perfect opportunity is now. Whether your sights are set on retirement, acquiring your dream residence, or achieving fiscal advancement, SqSave's proven experience is at your disposal.

Yours sincerely
SqSave Investment Team

Disclaimer

The contents herein are intended for informational purposes only and do not constitute an offer to sell or the solicitation of any offer to buy or sell any securities to any person in any jurisdiction. No reliance should be placed on the information or opinions herein or accuracy or completeness, for any purpose whatsoever. No representation, warranty or undertaking, express or implied, is given as to the information or opinions herein or accuracy or completeness, and no liability is accepted as to the foregoing. Past performance is not necessarily indicative of future results. All investments carry risk and all investment decisions of an individual remain the responsibility of that individual. All investors are advised to fully understand all risks associated with any kind of investing they choose to do. Hypothetical or simulated performance is not indicative of future results. Unless specifically noted otherwise, all return examples provided in our websites and publications are based on hypothetical or simulated investing. We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because hypothetical or simulated performance is not necessarily indicative of future results.

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